Not a lender
CashHeadquarters.com is operated by [Legal company name, LLC], which is not a lender, broker, or agent of any lender, and does not make credit decisions, loan offers, or loans. We share your request with My Lending Wallet and its Partners, and we are compensated by My Lending Wallet for requests we send. This compensation does not cost you anything and may influence which Partners receive your request. We do not endorse any particular lender or offer.
Rates, terms, and fees
Loan amounts from $500 to $50,000 are available through the network, but the amount, APR, term, and fees you are offered (if any) depend on the lender, your credit history, income, debt, state of residence, and other factors. APRs generally range from 5.99% to 35.99%, with repayment terms from 3 to 72 months. Some lenders may charge origination fees, late fees, or other fees. Lenders are required to give you a full disclosure of the APR, fees, and terms before you sign; review it carefully. Not all applicants will qualify, and not all loan amounts or terms are available in every state.
Representative example
A $10,000 loan with a 36-month term and a 17.59% APR would have 36 monthly payments of about $359.47, for a total repayment of about $12,940.94. Your actual rate and payments may be higher or lower.
Repayment period
Personal loans offered through the network have a minimum repayment period of 3 months and a maximum of 72 months. We do not work with lenders offering loans that must be repaid in full in 60 days or less.
Credit checks and your score
Submitting a request may result in a soft credit inquiry, which does not affect your credit score. If you continue with a lender, it may perform a hard inquiry, which can affect your score. Late or missed payments may be reported to credit bureaus and may lower your score. Lenders may refer unpaid debts to collection agencies according to the loan agreement and applicable law.
Renewals
Renewal or refinancing options, if any, are set by the lender and state law. Review your loan agreement for the lender's renewal policy before signing.
Active-duty military
Federal law provides important protections to active-duty members of the armed forces and their dependents. Under the Military Lending Act, the cost of most consumer credit, expressed as a Military Annual Percentage Rate, may not exceed 36%. Lenders will determine and apply these protections.
Equal credit opportunity
The federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, or age (provided the applicant can enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act.
State availability
Lenders and loan products are not available in all states, and lenders only offer products where they are licensed or otherwise permitted. Residents of some states may see fewer or no offers.
Borrow responsibly
A personal loan should fit your budget. Consider all costs before borrowing and whether alternatives may better meet your needs. If you are struggling with debt, a nonprofit credit counselor (for example, through the National Foundation for Credit Counseling at nfcc.org) may help.
Questions or complaints
Contact us at support@cashheadquarters.com. For questions about a specific loan, contact that lender directly. You may also submit a complaint to the Consumer Financial Protection Bureau at consumerfinance.gov or your state's financial regulator.