This Privacy Policy applies to CashHeadquarters.com (the "Site"), operated by [Legal company name, LLC] ("Cash Headquarters," "we," "us"). It explains what we collect when you visit the Site or submit a loan request, how we use and share it, and the choices and rights you have. By using the Site you agree to this policy and our Terms of Use.
1. Who we are
Cash Headquarters is a free loan-matching service. We are not a lender, do not make credit decisions, and do not broker loans. We collect your request and share it with My Lending Wallet, which works with a network of lenders and financial service providers (together, "Partners") who may contact you with offers. See our Marketing Partners page.
2. Information we collect
Information you give us
- Identifiers: first and last name, email address, phone number, mailing address, ZIP code.
- Personal characteristics: date of birth (to confirm you are an adult).
- Financial information: loan amount and purpose, estimated credit rating, employment status, monthly income range, pay frequency, homeownership status, and whether you have a bank account (we never ask for account numbers).
- Consent records: your agreement to be contacted, the exact consent wording shown, and the time you agreed.
We do not ask for your Social Security number or bank account details. A Partner may request additional information directly from you if you choose to continue with them.
Information collected automatically
- IP address, browser and device type, operating system, referring page, pages viewed, and the date and time of your visit.
- Advertising and campaign data such as the link or ad that brought you to the Site.
- Session verification: we use ActiveProspect TrustedForm, which records your interaction with our form (including keystrokes and clicks on the form page) to create an independent certificate documenting that you gave consent. This record is shared with Partners who receive your request.
- Cookies, pixels, and similar technologies (see Section 7).
3. How we use your information
- To process your request and match you with My Lending Wallet and its Partners.
- To contact you, and allow Partners to contact you, about your request and related financial products, by phone, text, and email, as you authorized.
- To verify identity and eligibility, prevent fraud, and keep the Site secure.
- To document consent and comply with laws such as the Telephone Consumer Protection Act (TCPA), the Fair Credit Reporting Act (FCRA), and state privacy and lending laws.
- To measure and improve the Site and our marketing.
4. How we share your information
- With My Lending Wallet and its Partners. When you submit a request, we share the information you provided, along with consent and device records, so they can evaluate your request and contact you. A Partner may check your credit. Partners use your information under their own privacy policies, which we do not control.
- With service providers who host the Site, store data, verify consent, process leads, or send communications for us, and who are contractually limited to using it for those purposes.
- For legal reasons: to comply with law, subpoenas, or regulators; to enforce our terms; or to protect rights, property, and safety.
- In a business transfer such as a merger, acquisition, or sale of assets.
We receive payment from My Lending Wallet when you submit a request. Under some state laws this may be considered a "sale" of personal information. You can opt out of future sales and sharing on our Do Not Sell or Share My Info page.
5. Your choices
- Texts: reply STOP to any text to opt out, or HELP for help. See our SMS Terms.
- Calls: ask any caller to place you on their internal Do Not Call list, or email dnc@cashheadquarters.com.
- Email: use the unsubscribe link in any marketing email.
- Opting out with us does not opt you out with Partners who already received your request; contact them directly as well.
6. Your privacy rights
Depending on where you live, including California, Colorado, Connecticut, Virginia, Utah, Texas, Oregon, and other states with consumer privacy laws, you may have the right to:
- Know and access the personal information we hold about you, and get a portable copy.
- Correct inaccurate information.
- Delete your information, subject to legal exceptions (for example, keeping consent records required by law).
- Opt out of the sale or sharing of your information, targeted advertising, and certain profiling.
- Limit use of sensitive personal information (we only use it to provide the service you requested).
- Appeal our decision on your request.
- Not be discriminated against for exercising these rights.
To make a request, email privacy@cashheadquarters.com with your name, email, and phone number used on the Site, or visit our opt-out page. We will verify your request by matching the details you provide to our records, and respond within 45 days (extendable once by 45 days where permitted). An authorized agent may submit a request with your signed permission. To appeal a decision, reply to our response with "Appeal" in the subject line.
California notice at collection
| Category | Examples | Disclosed to |
|---|---|---|
| Identifiers | Name, email, phone, address, IP address | My Lending Wallet, Partners, service providers |
| Customer records / financial info | Income range, employment, loan amount | My Lending Wallet, Partners, service providers |
| Protected characteristics | Age (date of birth) | My Lending Wallet, Partners |
| Internet activity | Pages viewed, form interaction, device data | Partners, service providers |
| Inferences | Likely loan fit | My Lending Wallet, Partners |
We collect these categories from you, your device, and our service providers, for the purposes in Section 3. We keep each for the period described in Section 9.
7. Cookies and Global Privacy Control
We use cookies and similar tools to run the Site, remember form progress, measure traffic, and attribute advertising. You can block cookies in your browser, though parts of the Site may not work. We treat a Global Privacy Control (GPC) browser signal as a request to opt out of sale and sharing for that browser. Because submitting the form is a request you direct us to share with My Lending Wallet, a GPC signal does not stop a request you choose to submit.
8. Financial privacy (GLBA)
Lenders and other Partners who receive your request may be financial institutions subject to the Gramm-Leach-Bliley Act and will give you their own privacy notices. Information handled under those laws is governed by their notices.
9. Data retention and security
We keep request and consent records for up to five years to respond to questions and legal claims and to meet record-keeping obligations, then delete or de-identify them. We use encryption in transit, access controls, and reputable hosting providers to protect information. No system is perfectly secure, and we cannot guarantee absolute security.
10. Children
The Site is for adults 18 and older (19 in Alabama and Nebraska). We do not knowingly collect information from children under 13, and will delete it if we learn we have.
11. Other websites
Partner websites and other linked sites have their own privacy practices. Please review their policies.
12. Changes
We may update this policy. The "Last updated" date shows the latest version. Material changes will be posted here before they take effect.
13. Contact us
[Legal company name, LLC]
[Business mailing address]
Email: privacy@cashheadquarters.com
Phone: [Toll-free phone]